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Build Your Savings with Recurring Deposits
What is a Recurring Deposit?
A Recurring Deposit (RD) is the perfect savings solution for those who want to build their wealth over time, step by step. With a recurring deposit, you invest a fixed amount every month, and at the end of the tenure, you get the principal amount along with accumulated interest. It’s a safe, disciplined way to achieve your financial goals—whether you’re saving for a major purchase, future investments, or a rainy day fund.
At MULTI STATE AGRI-HORTICULTURAL DEVELOPMENT CO-OPERATIVE SOCIETY LTD., our recurring deposit schemes offer attractive interest rates, flexible tenures, and the security you can count on. With our RD plans, you can watch your savings grow steadily without worrying about market risks.
Why Choose Our Recurring Deposit Plan?
Guaranteed Returns: Unlike many other investment options, RDs offer fixed and guaranteed returns, so you know exactly how much you’ll get at the end of the term.
Flexible Investment Amount: You decide how much to invest each month based on your financial capacity—there’s no pressure to start with a huge sum.
Higher Interest Rates: Enjoy better interest rates compared to regular savings accounts, helping your savings grow faster.
Low Risk: Your money is safe with us. With a recurring deposit, there’s no market risk—just guaranteed growth.
Choose Your Tenure: Whether you want to save for 12 months, 24 months, or 36 months, you can choose a tenure that matches your financial goals.
Benefits of Opening a Recurring Deposit
Instill Financial Discipline
Recurring deposits encourage a habit of saving by committing you to a regular monthly deposit. It's a smart way to develop financial discipline.
Regular Interest Payments
Enjoy competitive interest rates, credited at regular intervals, ensuring that your investment grows effectively over time with us.
Achieve Your Financial Goals
Whether it’s saving for your child’s education, a dream vacation, or an emergency fund, recurring deposits help you steadily build your savings.
Who Should Open a Recurring Deposit?
- Individual
- Salaried Employees
- Self-Employed Individuals
- Farmers and Agricultural Workers
- Parents
How Does a Recurring Deposit Work?
Decide Your Monthly Investment: Choose an amount that you are comfortable depositing each month.
Choose Your Tenure: Select the tenure that fits your financial goals. You can choose from short-term or long-term plans.
Deposit Regularly: Every month, deposit the agreed amount into your RD account.
Earn Interest: Your deposits will earn interest, which will be compounded regularly for maximum growth.
Receive Lump Sum on Maturity: At the end of your selected tenure, receive your total savings along with the accumulated interest.
Key Features of Our Recurring Deposit Plan
Minimum Monthly Deposit: Start your RD with as little as ₹500 (subject to change).
Flexible Tenure Options: Choose a tenure ranging from 6 months to 10 years, based on your financial goals.
Premature Withdrawal: Need access to your funds early? While RDs are designed for long-term savings, we offer flexible premature withdrawal options under certain conditions.
Auto-Debit Facility: Set up an auto-debit from your account for hassle-free monthly deposits.
Competitive Interest Rates: Enjoy higher interest rates than standard savings accounts, ensuring your money grows faster.
How to Open a Recurring Deposit with Us
Opening an RD with MULTI STATE AGRI-HORTICULTURAL DEVELOPMENT CO-OPERATIVE SOCIETY LTD. is simple:
Visit Us or Apply Online: Visit your nearest branch or apply through our secure online platform.
Choose Your Plan: Decide on your monthly deposit amount and select the tenure that works best for you.
Submit Documents: Provide necessary documents such as identity proof, address proof, and recent photographs.
Start Saving: Once everything is set, start depositing regularly and watch your savings grow.
Start Saving Today!
Invest in your future with a recurring deposit from MULTI STATE AGRI-HORTICULTURAL DEVELOPMENT CO-OPERATIVE SOCIETY LTD..
Contact us or apply online to open your RD account today and secure your financial future.
A multi-state cooperative society brings people together to boost economic growth and social development in different regions. By sharing resources, knowledge, and effort, members work toward common goals. These societies operate smoothly across state lines, using diversity as a strength for everyone’s benefit.
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